Interest Rates effective 02/03/12 and are based on a 45-day lock period. Call for longer lock period. Bank of Hawaii does not guarantee the availability of any particular interest rate, and any interest rate information provided to you is solely for your information and may be changed by Bank of Hawaii at any time.
| Loan Type | Interest Rate | Points | APR | Down Payment | Monthly P&I Payment |
|---|---|---|---|---|---|
| 30 Year Fixed Rate1 360 Monthly Payments |
3.625% |
1.875% |
3.779% |
20% | $456.053 per $100,000 borrowed |
| 15 Year Fixed Rate1 180 Monthly Payments |
2.750% | 1.625% | 2.984% | 20% | $678.623 per $100,000 borrowed |
| Loan Type | Interest Rate | Points | APR | Down Payment | Monthly P&I Payment |
| Jumbo 30 Year Fixed Rate2 360 Monthly Payments |
4.000% | 2.125% |
4.179% |
20% | $477.423 per $100,000 borrowed |
| Jumbo 15 Year Fixed Rate2 180 Monthly Payments |
3.125% | 1.875% |
3.399% |
20% | $696.613 per $100,000 borrowed |
| Loan Type | Interest Rate | Points | APR | Down Payment | Monthly P&I Payment |
| FHA 30 Year Fixed Rate1 360 Monthly Payments |
3.625% | 2.000% | 3.789% | 3.5% | $456.053 per $100,000 borrowed |
| VA 30 Year Fixed Rate1 360 Monthly Payments |
3.625% | 2.000% | 4.072% | 0% | $456.053 per $100,000 borrowed |
| Loan Type | Interest Rate | Points | APR | Down Payment | Monthly P&I Payment |
| Alternate 30 Year Fixed Rate1 360 Monthly Payments |
3.750% | 1.125% | 3.843% | 20% | $463.123 per $100,000 borrowed |
| Alternate 15 Year Fixed Rate1 180 Monthly Payments |
2.875% | 0.625% | 2.965% | 20% | $684.593 per $100,000 borrowed |
| Alternate Jumbo 30 Year Fixed Rate2 360 Monthly Payments |
4.125% | 1.375% | 4.241% | 20% | $484.653 per $100,000 borrowed |
| Alternate Jumbo 15 Year Fixed Rate2 180 Monthly Payments |
3.250% | 0.875% | 3.377% | 20% | $702.673 per $100,000 borrowed |
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